Inheritance to the contents of a safe deposit box. The order of inheritance of cash bank deposits

The article examines the problems that arise when the heirs receive property stored in a safe deposit box, the actions of a notary and a credit institution.

Key words: inheritance law, credit organization, safe deposit box, notary.

In the Russian Federation, inheritance processes, in which there was an indication of the contents of a safe deposit box, appeared around the beginning of the 21st century.

The heirs tried to get the contents of the safe deposit boxes, but since the law on the safe deposit box was not regulated, legal problems and conflicts arose.

At that time, the notaries did not understand what to do, while the credit organizations remained lacking initiative and did not act. The courts, in turn, demanded from the parties a legal basis for the claims. The relatives wanted to get the undisputed property that was kept in safe deposit boxes. Currently, many researchers believe that the problem is as follows: there is not a single normative legal act that would contain detailed instructions regarding the actions of the subjects of legal relations when registering inheritance rights to property stored by the owner in safe deposit boxes. I would like to consider the situation when in order to identify the composition of the inheritance at the request of the heirs to the bank, focusing on paragraph 3 of Art. 1171 of the Civil Code of the Russian Federation, the notary sends a request for the submission of the relevant requirements.

In the event that the heir declares that the inheritance contains property that is in the safe deposit box, the notary sends a letter to the appropriate department of the credit institution with a request to restrict access to the cell of the deceased for all persons until the circle of heirs is determined. In this case, the notary is not able to issue a certificate of the right to the contents of the safe deposit box, since he does not know what kind of property is stored in the safe deposit box. In accordance with Art. 1171 of the Civil Code of the Russian Federation, the notary takes measures to protect the inherited property only during the time that is necessary for the heirs to take possession of the m, but not more than six months from the date of the opening of the inheritance.

Most of the notaries refer to Art. 68 of the Fundamentals of Legislation on Notaries, which states that the protection of inherited property continues until the acceptance of the inheritance, and in the event that it is not accepted - until the expiration of the term for acceptance of the inheritance. When the time limit for accepting the inheritance expires, the opportunity to oblige the notary to take measures to protect the inherited property that is in the safe will expire.

The notary conducting the inheritance case waits for the heir to bring him a document confirming the list of the contents of the safe deposit box and the ownership of this property to the testator. In the presence of such documents, notaries draw up a certificate of the right to the contents of the safe deposit box. Some experts note that the lease agreement for a safe deposit box in a bank for notaries is not proof that the contents of such a safe deposit box belong to the tenant.

Often, notaries require the heirs to go to court with an application for the inclusion of the contents of the safe deposit box in the estate. In addition, a notary can send a letter to the bank with the requirement to draw up an inventory of inherited property, but most often in practice banks refuse to make an inventory. In accordance with the current legislation, a notary has the right to issue a resolution on refusal to perform a notarial act.

The reason for this action of the notary is the non-compliance with the requirements of the legislation of the documents submitted for the performance of the notarial action. Considering the situation within the framework of the behavior of Russian banks, it can be noted that, as a rule, the requests of notaries sent by them in accordance with paragraph 3 of Art. 1171 of the Civil Code of the Russian Federation in order to identify the composition of the inheritance, only bank accounts are checked, the presence or absence of which is answered. Acting in pursuance of the notarial order, the bank employees do not allow anyone to visit the safe deposit box, therefore it is impossible to draw up an inventory of the property to be included in the estate.

Since according to paragraph 6 of Art. 1171 of the Civil Code of the Russian Federation, the order of the inventory of inheritance is determined by the legislation on notaries, bankers believe that notaries have no grounds for assigning such a function to them, therefore, bankers can only issue the contents of the safe deposit box to a notary or an heir who has presented a certificate of the right to, but in practice, notaries do not issue certificates without a list of the contents of the cell and evidence of its belonging to the testator. Studying the materials of civil cases, it can be noted that, as a rule, the courts decide to leave the statement of claim without movement and invite the plaintiff to indicate what specific property was in the cell. However, in judicial practice, there are cases of making a decision on imposing the obligation on the bank to open the safe deposit box and inventory the contents of the property in this safe deposit box in the presence of the heir and the notary.

Thus, in accordance with the legislation, the heir cannot enter into ownership rights, since he cannot influence the notary or the bank to draw up an inventory. Judicial and notarial practice shows gaps in legislation on the inheritance of the contents of bank cells, and courts and notaries are not authorized to make decisions without legislative justification.

In view of the above, it is necessary to clause 2 of Art. 922 of the Civil Code of the Russian Federation shall be stated as follows: “Under an agreement for the storage of valuables in a bank with the use of an individual bank safe by the client, the bank accepts valuables from the client that must be kept in the safe, carries out an inventory of investments, control over their placement by the client in the safe and withdrawal from the safe, and after withdrawal, returns them to the client. " This edition of the article will resolve the issue of the subject describing the property and in the future the heir will be able to obtain a certificate of the right to

1 answer. Moscow Viewed 94 times. Set 2013-03-31 11:05:28 +0400 in the subject of "Inheritance law" Please, tell me the wording of the receipt for the keys to the safe deposit box. only the text itself is needed thanks!

Please tell me the wording of the receipt for the keys to the safe deposit box. only the text itself is needed thanks.

further 1 answer. Moscow Viewed 163 times. Asked 2013-07-06 15:06:43 +0400 in the topic "Other questions" Purchase and sale! help! - Purchase and sale! help. further 1 answer. Moscow Viewed 35 times. Assigned 2013-07-10 10:41:29 +0400 in the "Real Estate" topic Expert assessment of the contents of a safe deposit box - An expert assessment of the contents of a safe deposit box. further 1 answer. Moscow Viewed 90 times. Set 2012-09-26 11:44:58 +0400 in the topic "Banking" What is a bank cell lease agreement.

Acceptance of inheritance is carried out by filing at the place of opening of the inheritance to a notary or authorized in accordance with the law to issue certificates of the right to inheritance to an official of the heir's application for accepting the inheritance or the heir's application for issuing a certificate of the right to inheritance.

Thus, it appears that the client's heir is admitted to the safe deposit box only on the basis of a certificate of inheritance rights, which must be issued to him by a notary. I, Ivanova Maria Sergeevna, notary Mr.

Yekaterinburg, Sverdlovsk region I certify that, on the basis of Article 1145 of the Civil Code of the Russian Federation, the heir to the property of Rudolf Petrovich Vlasov, who died on January 25, 2004, specified in this certificate, is: a great-uncle - Nikita Sergeevich Vlasov, born in 1970 (12.06), residing at the address: St.

Opening a safe deposit box

The lease has expired, and the client has not taken his valuables from the locker.

After 30-90 days from the end of the lease agreement (depending on the concluded agreement with the bank), the credit institution has the right to open the cell; when entering into inheritance rights. The heir must present to the bank a corresponding certificate drawn up by a notary. The autopsy takes place with the participation of the heir / heirs, who can pick up the contents of the cell on the same day; if the cell contains values ​​prohibited for storage or substances that have a harmful effect.

Weapons, drugs, fire-hazardous, potent poisonous, explosive, chemical, radioactive and creating strong electromagnetic fields, as well as property that can in any way affect the safety of the cell and storage of a credit institution as a whole, cannot be stored in a bank safe deposit box.

Safe deposit box inheritance

On the basis of article 922 of the Civil Code of the Russian Federation, individual bank safes (cells, isolated premises in the bank) can be provided to the client on the basis of two different agreements: The first is an agreement for the storage of valuables in the bank using the client's individual bank safe.

Under this agreement, the bank, according to the inventory, accepts values ​​that must be stored in the safe, and exercises control over their placement in the safe and withdrawal from the safe.

The second is an agreement for the storage of valuables in a bank with the provision of an individual bank safe to the client. Under such an agreement, the bank provides the client with the opportunity to place and seize valuables without the control of the bank and without the bank's responsibility for the contents of the safe. In fact, this is a lease agreement, and banks, as a rule, call this kind of agreement.

Registration of inheritance for the contents of a bank cell.

Forming an inheritance often becomes a rather complicated and lengthy process.

In order for everything to go without misunderstandings and unnecessary waste of time, financial resources and health, it is worth entrusting such an important and difficult task to specialists. Legal Bureau "Center for Inheritance" provides the services of qualified lawyers, including the legalization of inheritance.

Our employees will help resolve various disputes and carry out the necessary procedures, including the registration of an inheritance in a safe deposit box.

This is, of course, not about the cell itself, its contents are of interest. Can it be inherited in case of death of the owner? If there is no key to the cell, can the heirs get access to it? How is the inheritance for the contents of a bank cell carried out? The Legal Bureau "Inheritance Registration Center" will carry out all the necessary actions at a high level, taking into account all the details and subtleties of each case.

10 questions about bank safes

As summer approaches, more and more Ukrainians are thinking about where to put money and various family heirlooms during their holidays.

If earlier the head ached only for these same relics (money was deposited), today we also have to take care of the “shelter” for personal savings.

Given the economic crisis, the increased frequency of robberies and mistrust of bank deposits, renting an individual safe deposit box looks like a good option.

It is about bank safes that readers have most often asked us lately.

We made a selection of the most interesting questions and asked bankers to answer them. The introduction of a temporary administration in the bank does not affect the safety of valuables in safe deposit boxes and access to them.

Safe deposit box inheritance

The notary shall certify the wills of capable citizens drawn up in accordance with the requirements of the legislation of the Russian Federation and the republics within the Russian Federation and personally presented by them to the notary.

Customers who keep their savings and other valuables in a bank safe with a temporary administration, as before its introduction, can freely put something in the cell and take its contents at any time.

Certification of wills through representatives is not allowed. A notary, in case of receiving a notice of cancellation of a will, as well as receiving a new will that cancels or changes a previously drawn up will, makes a note about this on the copy of the will kept by the notary and in the register of registration of notarial acts. The revocation notice must be notarized.

A notary who has received a message about the opened inheritance is obliged to notify about it those heirs whose place of residence or work is known to him. The notary can also summon the heirs by placing a public notice or reporting it in the media.

Safe deposit box inheritance

First of all, it is necessary to resolve the issue of the need to take measures to protect the inherited property located in the bank cell rented by the testator. Measures for the protection of inheritance are taken solely for the purpose of protecting the rights of heirs, legatees and other interested parties, if necessary, in order to eliminate the possibility of damage, death or theft of inherited property.

As a rule, banks provide decent conditions for ensuring the safety of property stored in safe deposit boxes, and there is no need to protect this property by a notary. In order to identify the composition of the inheritance and its protection, banks, other credit organizations and other legal entities are obliged, at the request of a notary, to inform him about the information these persons have about the property that belonged to the testator.

Inheritance and wills

Any person can draw up a will an unlimited number of times, while it must be drawn up in writing and certified by a notary or other authorized legal person.

A will can be challenged if it infringes on the interests of disabled relatives of the deceased.

Such relatives usually have the right to a compulsory share of the inheritance, which is not canceled by a will.

A notarized will can be written either independently by the testator or written down from his words by a notary.

In the process of writing, various technical means (typewriter, computer, etc.) can be involved. A will, which was written by a notary from the words of the testator, must be read personally by the testator before he signs it.

An individual safe-cell, the legacy of which requires the identification of its contents, can be opened by you in the presence of competent employees of our company.

The participation of an experienced lawyer in the procedure for opening and listing of objects will ensure the protection of your legitimate interests in the establishment and inclusion of the unknown contents of the bank safe in the hereditary mass.

Price - 3 000 rubles / term - 1,5 months

It is additionally paid:
1 500 rubles - a power of attorney to conduct an inheritance case;
1 100 rubles - opening of an inheritance case (one-time, not paid for other objects);
1 100 rubles - an application for accepting the inheritance (one-time, not paid for other objects);
300 rubles - 1 request (notarized for one object);
1 000 rubles - a certificate of the right to inheritance (for an amount up to 100,000 rubles);
3 000 rubles - a certificate of the right to inheritance (for more than 100,000 rubles);
60 rubles - a copy of the certificate of the right to inheritance.

Enlisting the help of the company, you will ensure yourself:

• reliable support from competent specialists in the procedure for inheriting property stored in the bank;
• participation of an experienced lawyer in all procedural activities.

Bank vault: inheritance and inventory of contents

The company's practice shows that these procedures can cause conflicts over the ownership of certain discovered objects and provoke legal disputes.

The reasons for this are called by lawyers:

• assets unexpectedly discovered and previously unknown to the heirs;
• the presence in the storage facility of property requiring the determination of its legal regime.

Sometimes difficulties arise with the organization of the procedure itself. As a rule, they are associated with the fact that:

• any of the participants required by law does not have the ability, motivation or desire to arrive at the venue at the time agreed with the bank and appointed by the notary;
• by any of the involved participants, for various reasons, the appointed deadlines are disrupted.

Lawyers have encountered cases when, after overcoming all organizational difficulties, the opened cell turned out to be empty.

Features of storing valuables

The procedure for listing the contents of an individual safe deposit box by a notary depends on the type of agreement with the bank. Simplified types look like this:

• lease contract;
• storage agreement.

1. Storage involves the acceptance by the bank of various kinds of valuable property in accordance with the relevant acts, placing it in a special safe, strict control over the seizure and other actions of the owner. In this case:

• the entire composition of the property is known to the bank;
• the bank has an inventory;
• the notary checks the availability of the property in the vault open for verification.

2. The lease does not imply control by the bank over the contents of the individual safe.

In this case, the notary sets the content when the cell is opened.

The lease agreement, as a subject of inheritance, along with the contents of the cell established and included in the estate, is transferred to the legal successor by law or by will in accordance with generally accepted rules.

		Up to 20 positions	21 to 40 positions	41 to 60 positions
Cost, rub.)	20000 New price 14 999	30000 New price 24 999	40000 New price 34 999
Note	Payment for the assessment of the contents of a safe deposit box (individual safe) is made within 3 working days after the customer receives the documents (Report). We provide an opportunity to show documents to a notary and only then pay for our work. The presence of an appraiser at the opening of a safe deposit box - 15000 rubles, with verification of the authenticity of diamonds, banknotes, determination of gold samples. Delivery of documents by courier within the Moscow Ring Road-299 rubles.
Terms (working days)	1-2	1-2	1-3

Assessment of the contents of the safe deposit box for inheritance- one of the priority directions of our company. Assessment of the contents of a safe box (individual safe) for a notary is a mandatory procedure when registering an inheritance. The assessment is necessary in order to pay the state fee to the notary and receive a certificate of the right to inheritance. Without receiving such a document, the heir is not able to inherit the contents of the safe deposit box.

Evaluation of the investment of a bank cell (individual safe) is the determination of the market value of the property located in it: jewelry, precious metals and stones, products from them, money, currency values, bars, coins, badges, and much more. The assessment is carried out on the date of the actual death of the testator. The amount of the state duty, which is paid by the heir, for the performance of notarial acts is determined in the Tax Code of the Russian Federation (Article 333.24): not more than 100,000 rubles, to other heirs - 0.6 percent of the value of the inherited property, but not more than 1,000,000 rubles. " Evaluation of the contents of a safe deposit box is a service that our company has been providing for many years, and therefore, we have accumulated a lot of positive experience. Qualified appraisers of our company take into account all the subtleties and nuances of Russian legislation and the requirements of notaries.

The result of our work on assessing the contents of the safe deposit box is the Report on the assessment of the market value of the property in the safe deposit box, drawn up in accordance with the "Federal Law on Valuation Activity in the Russian Federation No. 135" in the current edition and valuation standards. For assessment, the heir must receive a copy of a document called "Inventory of attachments in an individual safe" or "Inventory of withdrawn attachments from an individual safe" or "Inventory of opening a safe deposit box"... You can get the specified Inventory from the bank on the basis of a written request from the notary to the bank in order to identify information about the existing rented individual safe and the property located in it. Article 1171 of the Civil Code of the Russian Federation obliges banks to inform the notary of information about the property belonging to the testator. In this case, the evaluation of the safe deposit box is carried out without inspection by the appraiser on the basis of a copy of the Inventory.

If the lease agreement for the safe deposit box has not yet expired, then the notary and the heir, on the basis of Article 1172 of the Civil Code of the Russian Federation "Measures for the Protection of Inheritance", may be present at its opening. The opening of the safe deposit box usually takes place at the end of the term of the storage agreement, but it can be done before the end of the term by a letter from the notary. V Basically, notaries are not present at the opening of the safe deposit box, but send a letter to the bank stating that they trust to open the safe deposit box and describe the inherited property without it. In the same letter, the notary indicates the passport details of the heir, whom he asks to be allowed to be inspected when opening the safe deposit box. If the notary does not plan to be present at the opening of the cell, then he can issue another letter to the bank, in which it indicates the need to assess the contents of the cell in a succession case, in connection with which, asks to allow the appraiser to inspect the contents of the bank cell. The letter contains the passport details of the appraiser. If the notary refuses to issue such a letter, then the heir independently submits an information letter with the appraiser's passport data to the bank. At the time agreed with the bank, and in the presence of a commission from bank employees, an individual safe is opened and an inventory of inherited property is drawn up. At this moment, the appraiser can carry out the necessary research: weighing, checking the authenticity of diamonds, banknotes, determining the samples of jewelry. The research uses modern devices and technical means of non-destructive action (detectors of gold, diamonds, etc.).

If the lease agreement for the safe deposit box has expired, then the commission from bank employees without an heir and an appraiser to open the safe deposit box with the second key stored in the bank is "Inventory of seized attachments from an individual safe ", Puts the contents in a special bag, seals it and send all the contents of the safe deposit box to the central storage. In this case, it is possible to agree with the bank to return the sealed bag to the bank branch where the safe deposit box was rented, and to conduct an additional inspection of the contents of the bag in the presence of the heir and the appraiser, or the appraisal can be carried out by the appraiser without examination on the basis of a copy of the Inventory of opening the safe deposit box.

You can order an assessment of the contents of a safe deposit box for inheritance right on the website by filling out the Online Application Form below. This data will be enough to draw up a Notary Report. The next day after ordering, the courier of our company will bring a ready-made package of documents to the address indicated in the application. In addition to the assessment of the contents of the safe deposit box, the Report will include documents stating that LLC "Evaluation Company Expert-Consulting" has the right to assess the contents of an individual safe for inheritance. By entrusting the assessment of the inheritance to professionals, you make the right choice.

We wish you and your loved ones health and longevity. If you still need our help in assessing the inheritance, we will quickly and inexpensively assess the property in a safe deposit box for a notary. With our report on the assessment of the contents of a bank safe deposit box, you will feel protected, successful and infinitely confident. Order the service "Valuation of a safe deposit box" right now.

Online application for the assessment of the contents of a safe deposit box for inheritance

Mandatory field *

The inheritance of bank deposits is carried out on the basis of the general procedure of succession, but has its own characteristics.

Often, this process raises many questions and is associated with the observance of a number of formalities and the collection of certain documents.

In addition, the legal right of the depositor to issue a testamentary disposition at the bank when concluding a deposit agreement can provoke the emergence of controversial situations during inheritance. Therefore, if you are faced with the need to receive a deposit from a deceased relative, it will not be superfluous to familiarize yourself with the procedure for inheriting cash deposits.

The order of inheritance of deposits

Like other property, deposits can be inherited in accordance with the procedures established by applicable laws and regulations:

1. Inheritance of deposits according to the law in the order of priority. Russian legislation provides for 8 queues of heirs. The first is parents, spouses, children. Relatives up to the 6th degree of kinship, including the dependents of the testator, can apply for the inheritance.
2. According to a notarial will. The presence of such a will is not a guarantor that the heir will receive a contribution in the amount specified in it. If the deceased relative has minor children, dependents, or there are persons among the legal heirs who, due to age or health, are unable to support themselves on their own, then the will will be partially executed. Such persons are entitled to 50% of the inheritance amount that they would have if inherited by law.
3. By a testamentary order drawn up at the bank. This order of inheritance is characteristic only for deposits and is regulated by Article 1128 of the Civil Code of the Russian Federation (hereinafter referred to as the Civil Code of the Russian Federation). Such an order is issued free of charge and does not require a notarial confirmation. It applies to a specific account.

Peculiarities

The features of inheritance of deposits in Sberbank and other Russian financial and credit institutions include the following:

• what matters is the date of the testamentary disposition. If it is signed before 01.03.02, then a certificate from a notary is not required for the withdrawal of the contribution by the heirs;
• if the relatives of the deceased are not aware of the existence of a deposit opened for him, the banking institution is not obliged to look for new owners... On the basis of Article 1151 of the Civil Code of the Russian Federation, an unclaimed deposit may, within the time period established by law, become the property of the state;
• if the relatives do not have documentary evidence that a deposit was opened in the name of the deceased, for example, an agreement, but there is reliable information about its presence, the notary has the right to request this information from the bank;
• if the contribution is inherited by the spouse, then the date of its opening matters. If this is jointly acquired property, then the remaining spouse receives half, and the remaining funds are divided equally between the heirs;
• if minors become heirs, then they will be able to use the funds upon reaching the age of majority. Guardians can use this money for their maintenance, but only with the official consent of the guardianship service;
• persons (heirs or outsiders) can use the funds (no more than 40,000 rubles) before the expiration of 6 months from the date of death of the testator to organize the funeral of the deceased. This possibility is provided for by Article 1174 of the Civil Code of the Russian Federation. To withdraw money, you need a notary order;
• deposits, like other inherited property, are not taxed... But, entering into an inheritance, spouses, parents, children, sisters and brothers will have to pay a fee and notary services in the amount of 0.3% of the amount (no more than 100,000 rubles), and the rest of the heirs - 0.6% (no more than 1,000,000 rubles) ;
• heirs have the right to both withdraw funds from the deposit and leave them on the account.

The process of inheriting and receiving a contribution

To receive the share due to you by law, will or order, you need to go through certain stages of inheritance, that is, you need to accept the inheritance.

Opening an inheritance case

The inheritance process begins with the opening of an inheritance case. This must be done before the expiration of 6 months from the date of death of the relative. To do this, you need to apply to a notary with a corresponding statement. You will need the following documents:

• passport or identity documents;
• death certificate of the testator;
• certificate of registration of the deceased (from the last place of residence);
• will, if any;
• bank documents, for example, an agreement on opening a deposit account - optional;
• confirmation of family ties, if the inheritance of a bank deposit occurs without a will.

After that, registration takes place, and at the end of 6 months - issuance of a certificate of inheritance by a notary, which will indicate the legal shares of the heirs in the property.

If at the time of opening the case, the heirs do not have a deposit agreement, but they know the bank where the deceased relative deposited the funds, then the notary can make a request to this financial institution. If the heirs do not know which bank the money is in, then they can contact a specialized organization for the search for deposits. It is worth contacting such specialists even if you are probably not sure about the existence of monetary deposits, so as not to lose your inheritance.

Contacting the bank

After the deadline allotted by law for the consideration of the inheritance case has passed and the notary has issued a certificate to you, you can contact a financial institution to dispose of your share of funds.

Depending on the situation at the bank, you will be required to provide the following documents:

• confirmation of the right of inheritance by will (notary certificate);
• a certificate of the right to inherit by law, if the inheritance of a monetary contribution occurs without a will;
• passport or identity documents of the heir;
• an agreement on the division of property with an indication of shares (if there are several heirs);
• a notarial order on reimbursement of funeral expenses (if funds are withdrawn for this purpose);
• a copy of the court decision (if the process of recognition of ownership was carried out).

After that, the bank is obliged to issue funds to the heirs according to their shares.

If a testamentary disposition was issued for you before 03/01/2002, you do not need to provide a certificate of the right to inherit, your passport, client's death certificate and a bank agreement (preferably) are enough.

It should be noted that if a notarial will is drawn up for a deposit or all inherited property after the drawing up of the bank order and the inherited person is changed, then the will cancels the entire or partial effect of the order.

Possible difficulties in inheritance

Although the process of entering into an inheritance is long, it is quite clear and well-organized. Despite this, special cases may arise that complicate it many times over. These include:

• friction between heirs and the emergence of new participants in the process;
• untimely filing of an application for opening an inheritance case, that is, you submitted an application to a notary after more than 6 months have passed since the death of the testator;
• the bank refused to issue funds for legal reasons.

In these and other cases, in order to defend your right to a share of the left contribution, it is necessary to apply to the court with a statement of claim... This can be done both in relation to the entire inherited property and the monetary contribution in particular.

The claim must be filed with the district court and must contain the following information:

• about the participants in the process (defendant, plaintiff, other persons);
• court data;
• circumstances and essence of the case;
• petition.

All documents related to the case are attached to the claim.

You will be able to exercise your right to inherit a deposit only with an appropriate court decision.

Inheritance of foreign deposits

The inheritance of such deposits is associated with certain problems, which are caused by international legal norms. Domestic laws differ from country to country, and the choice of applicable law will directly affect your share and how you inherit.

For example, differences may be in the rights of the remaining spouses, the age of majority, etc.

But, the main problem arises with the search for a deposit. To overcome this stage as quickly as possible, you will need to contact special organizations for tracing dormant accounts.

In foreign countries, as well as in Russia, there is a practice of transferring unclaimed deposits into state ownership. For example, in Switzerland in 2020 they plan to introduce a law on the transfer of such funds to the treasury if their owner or his heirs have not made themselves felt for more than 50 years.

Thus, the inheritance of deposits is carried out according to the standard procedure provided for by Russian legislation, although it has its own nuances. All controversial issues or problematic points will be settled in court. This process can take quite a long time, and knowing the features will help shorten this period.

At the same time, one should not forget about the terms of inheritance and the legal right of the state to take unclaimed funds into its own property. Do not neglect your legal inheritance rights.