Deposits of ak bars bank. AK Bars Bank - deposits Ak Bars Bank interest
This financial institution was founded in 1993. Today it has offices in 24 regions, the list of which is published on the official website. She provides a wide range of commercial services, working with both companies and citizens.
Deposits of bank "AK Bars" for individuals 2020 are represented by the following financial products:
1. “Just save” - involves an investment of 10 thousand rubles or more for a period of 91 days at 7.3%. You can choose the order of receiving payments - monthly or after the end of the term of the deposit. Replenishment or early closing is possible.
2. “Just manage” - designed for investment in the amount of 10 thousand to 5 million for a period of 91 to 370 days. Profitability is assumed to be 6.55%. The investor can close it before the expiration of the action or partially withdraw funds from it. In addition, you can independently determine the interest withdrawal schedule, the possibility of replenishment and other service parameters.
3. "Confident Future" - investment deposit for 370 days. The amount of investments must be at least 50 thousand rubles. The yield is 8.5%.
Cooperation with this bank has its advantages. It is beneficial for citizens with both substantial savings and small deferred funds to place savings in it. The most attractive for users are:
What is our service for?
If you decide to open an account, our project will help you choose the most suitable offer for you. We have collected on one service all the relevant programs that are offered by Russian banking structures.
For the convenience of searching, all financial products are presented in the form of a rating. To date, the rating of the most interesting products is as follows: 61.
The first line of the list contains an offer that provides the most favorable conditions. Today it is. The minimum bet on it is 4.25, and the maximum is 5.15. The account is opened on the following conditions: the minimum amount of funds for investment is 1,000,000, the period for which it is opened is from 91 days.
Another benefit from working with us is the use of an online calculator. With its help, you can calculate the interest on the amount that you plan to place.
AK BARS began its history in 1993. At the moment, this organization has everything you need even for a demanding client.
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The deposits of AK BARS bank look interesting, because, firstly, there are enough of them to choose something suitable for oneself, and, secondly, they are subject to rather flexible conditions that allow you to optionally customize the product according to your own needs.
Types for individuals in 2020
Deposits in AK BARS bank are divided into two main categories:
- urgent;
- poste restante.
Term deposits provide for high profitability, limited terms for which the deposit is made, restrictions on the maximum and minimum amount of the deposit, sometimes, the inability to carry out debit and credit transactions.
Demand deposits are distinguished by almost unlimited possibilities for withdrawing and replenishing funds and the absence of restrictions on the minimum and maximum amount of funds that can be on the account.
If you plan to receive high returns, you should take a closer look at the first category, in the same case, if you just need a deposit to make settlements with other persons, you should choose one of the demand deposits.
The line of term deposits includes 7 products:
- Income guarantee;
- A person;
- Good traditions;
- Do good;
- Pension;
- Profitable;
- Station wagon.
Demand deposits:
- Classical;
- Cumulative;
- Accumulative Pension.
Conditions
The following conditions are provided for time deposits:
|
Deposit name |
The timing | Min. sum | Replenishment | Possibility to withdraw money | Interest accrual |
Max. bid |
| Income guarantee | Half a year, a year, a year and a half and 2 years | 10 thousand rubles | Not | Not | At the end of the term or monthly | Up to 8.5% |
| A person | 1 million rubles | From 30 thousand | Every month (withdrawal or capitalization) | Up to 8.2% | ||
| Good traditions | 1, 2, 3 6 and 12 months | 5 thousand rubles | Not | Not | At the end of the term | Up to 8.2% |
| Do good | 1 year | 10 thousand rubles | 500 | Within the amount of accrued interest | Monthly (capitalization) | Up to 8% |
| Pension | 1, 2, 3, 6 and 12 months | 5 thousand rubles | From 1 thousand | Not | Monthly with capitalization | Up to 8% |
| Profitable | 10 thousand rubles | From 5 thousand | Not | At the end of the term | Up to 8% | |
| Station wagon | 3, 6 months and also 2 years | 50 thousand rubles | From 3 thousand | Up to the amount of the minimum balance | Quarterly (capitalization or withdrawal) | Up to 7.5% |
Interest rates
Deposit rates in AK BARS bank may depend on:
- amounts;
- term;
- currencies;
- other parameters.
For example, the Income Guarantee deposit in AK BARS Bank has the following range of rates, depending on the period the funds are in the account:
|
Period |
Bid |
| Up to 6 months | 8 % |
| 6 to 12 months | 8,5 % |
| 12 to 18 months | 7,5 % |
| From 18 to 24 months | 6 % |
This division into periods is necessary to ensure the possibility of early termination on favorable terms.
As in many other banks, AK BARS allows the depositor to save interest for the full expired period, but for incomplete income will be significantly lost.
By the way, on the Income Guarantee deposit, the highest rate of all presented in the line of AK BARS applies. For the rest of the products, the profitability is much lower.
Deposit Profitable in AK BARS bank allows you to earn up to 8% per year. Here the interest depends on the amount, and on the term, and on the currency.
For a ruble deposit, the Income values will be as follows:
|
Amount / Term |
1 month | 2 months | 3 months | Half a year |
1 year |
| From 10 thousand | 6.15 percent | 6.35 percent | 7.3 percent | 7.5 percent | 7.6 percent |
| From 100 thousand | 6.25 percent | 6.45 percent | 7.5 percent | 7.7 percent | 7.8 percent |
| From 500 thousand | 6.35 percent | 6.55 percent | 7.7 percent | 7.9 percent | 8 percent |
On demand deposits, very low interest rates apply. According to the Classic for any currency, the value of 0.1% per annum is set.
If we consider the Demand Cumulative deposit, then the rates on it, although low, still increase along with the increase in the amount of the minimum account balance.
Dependence of the amount of min. balance and interest rate can be viewed below:
How to open deposits in AK BARS bank
To open any deposit in AK BARS bank, you will need:
- find the nearest service office;
- show the specialist a passport or other identity document;
- if there is a TIN certificate, this document must also be presented;
- if the citizen has never used the products and services of the bank before, it will be necessary to conclude a comprehensive banking service agreement ();
- finally, to deposit money into the deposit account in cash or by bank transfer.
If funds are deposited through the bank's cash desk, the basis for concluding a deposit agreement will be a cash receipt order. For non-cash replenishment - a check order or receipt.
The received document on the deposit of funds must be presented to the employee, fill out the deposit agreement and sign it. If the terms of the deposit provide for replenishment, do not forget to make additional payments regularly to get even more income.
Accommodation rules
In BARS there is a general procedure for placing deposits. Here are just some excerpts from it:
- placement of funds is carried out for a fixed time;
- all term deposits are accepted for opening in any of the three main currencies - rubles, US dollars or euros;
- interest is accrued starting from the day following the day of receipt of funds to the deposit account until the day of the end of the deposit in accordance with the terms of the agreement;
- accrued interest is added to the balance of the deposit;
- interest is expressed as a percentage per annum, if it is necessary to calculate the yield for one month, the corresponding rate must be divided by 12;
- all information posted on the bank's website is not a public offer.
Are you insured
Yes, all funds of individuals placed on the deposits of AK BARS are insured in accordance with. This means that a citizen who has placed his money on one of the deposits should not worry.
When there is insured event such as bankruptcy or license revocation, insurance will be paid to cover the entire amount of the deposit.
The maximum amount of insurance payment cannot exceed 1,400,000 rubles. Deposits for a large amount will be compensated only within 1.4 million rubles, and the remaining amount of funds will be lost without the possibility of reimbursement.
If money is placed not in rubles, but in foreign currency, then this also falls within the scope of the Federal Law.
However, before the insurance payment is made, the amount of the deposit will be converted into Russian rubles at the rate of the Central Bank established on the date of the insured event. And only after the conversion of funds will compensation be paid.
Is it possible to issue a power of attorney for the order
Deposits in AK Bars Bank for clients as a banking product have a number of advantages, the main of which are the reliable storage of funds and their increase without their own expenditures of efforts and risks.
Deposits of AK Bars Bank for individuals
In AK Bars Bank there are deposits of a standard line, which can then be opened for certain groups of the population on favorable terms. For all deposits of AK Bars Bank there is a one system insurance that will allow customers to always get their savings back.
Insurance of individuals' deposit funds is carried out in accordance with state legislation, and therefore the rights of citizens are protected. For absolutely all Russians, AK Bars offers the following types of ruble and foreign currency deposits:
- Confident future- for those who want to invest in their own safety, as well as increase their savings.
- Just accumulate- the conditions of the deposit are simple and they consist in the fact that it is necessary to entrust the money to AK Bars, and he will increase their size and after a certain period of time return the depositor.
- Just multiply- a deposit for wealthy clients of the bank, it will allow you to make a profit many times higher than for other deposit programs.
- Easy to manage- the depositor's personal savings remain completely in his management, since any operations can be carried out with the account in an unlimited number.
- Simple to catch the moment- the convenience of this deposit from AK Bars Bank lies in the minimum contact with the bank and the deposit itself, since besides opening the depositor, the depositor will not have to carry out any operations.
- Poste restante- in this account you can invest rubles at 0.1%, and dollars and euros at 0.01% per annum. On any day, you can replenish the account or withdraw some of the money, and the closure is carried out at the request of the depositor, because the deposit does not have clear terms. This and all its conditions, so it makes no sense to conduct a more detailed review.
All deposits of AK Bars Bank are profitable in their own way, but each client has his own needs and capabilities, and therefore the bank gives the right to choose a program with maximum convenience, but not devoid of profitability.
Confident future
A person can open this deposit only with a personal appeal to the office of AK Bars Bank. This condition is mandatory, since the deposit is provided only with the simultaneous execution of the endowment life insurance contract. The amount of the insurance fee (annual fee) must be at least 50,000 rubles, but equal to or more than 10% of the amount of the deposit.
Deposit program Confident future subject to the described requirements are provided to the Russians on the following conditions:
- The minimum for opening is 50 thousand rubles, and the maximum is 5 million.
- A deposit is opened for a year.
- The agreement does not provide for prolongation, the possibility of replenishment and partial withdrawal of funds without reducing the interest rate.
- The client can take monthly interest income from the card or account, or leave it on the deposit.
The deposit has a high interest rate, but if the depositor decides to prematurely terminate the insurance contract, then from the next day after this action, the interest will decrease to the nominal rate.
Just accumulate
This multicurrency deposit has good conditions, expressed in the fact that the depositor can invest their savings starting from very minimal amounts - 10,000 rubles, 100 dollars, 100 euros. AK Bars Bank does not establish a maximum amount for the initial deposit, but there are restrictions on the amount of replenishment - all additional contributions together should not exceed five times the size of the initial investment. In addition to replenishment, other account operations are prohibited.
The depositor must choose the date on which the deposit will be closed and interest paid, from 91 to 720 days. This interest can be received not only at the end of the term, but also monthly withdrawn from your AK Bars bank card. But if the deposit account was opened online remotely, then the monthly payment is not available to the client.
For deposits up to 370 days, early closing is carried out at the demand rate. And for deposits for a period of 720 days, there will be preferential conditions:
- When storing funds for up to 370 days - demand rate.
- When stored for a period of 371 to 720 days - 2.5% on a ruble account, 0.04% on a dollar account, 0.05% on a euro account.
Interest rates for today deposit program Just to save has the following:
For this deposit, there are also premiums that the depositor can receive if certain conditions are met:
- Opening a deposit through the Internet bank - + 0.15%, + 0.05%, + 0.01% for ruble, dollar and euro deposits, respectively.
- Registration of an insurance package, or connection of legal insurance (the official website of AK Bars Bank contains detailed information on this item) - + 0.2%, + 0.1%, + 0.01% for deposits in rubles, dollars and euros, respectively.
- Registration of the package of services "AK Bars Premium Plus" increases the rate on the ruble deposit by 0.2%.
Just multiply
A person can make a minimum deposit of 1,000,000 in national currency and 15,000 in two standard foreign currencies. Just multiply, these values will be the minimum balance. The maximum investment amount by AK Bars is not limited by the bank.
Interest on the deposit on a monthly basis or at the end of the term (at the discretion of the depositor) will be transferred to the card. You can deposit funds into the account in addition to the first installment for the entire period, as well as withdraw personal money, provided that a minimum balance is maintained.
Deposits Just multiply and Just accumulate have the same conditions for early closing, as well as surcharges if certain requirements are met.
| Sum | Validity period (months) | |||
|---|---|---|---|---|
| 3 | 6 | 12 | 24 | |
| Rubles | ||||
| 1 000 000 - 2 500 000 | 5.2 % | 5.4 % | 5.5 % | 5.6 % |
| 2 500 000 - 3 500 000 | 5.4 % | 5.5 % | 5.6 % | 5.7 % |
| From 3,500,000 | 5.5 % | 5.6 % | 5.7 % | 5.8 % |
| Dollars | ||||
| 15 000 - 50 000 | 0.5 % | 0.7 % | 1.0 % | 1.1 % |
| 50 000 - 70 000 | 0.55 % | 0.8 % | 1.1 % | 1.2 % |
| From 70,000 | 0.6 % | 0.9 % | 1.2 % | 1.3 % |
| Euro | ||||
| From 15,000 - 50,000 | 0.1 % | 0.1 % | 0.1 % | 0.1 % |
At the end of the validity period, the deposit is automatically renewed if the client has not claimed the entire amount.
Easy to manage
This deposit program almost completely corresponds to the Just Save deposit. Here are the same currencies, amounts and terms, as well as the possibility of carrying out credit transactions. The key difference is the withdrawal advantage. A depositor can withdraw money from a deposit account if more than 50% of the initial payment amount is permanently saved on it.
Interest on deposits is another distinctive feature, especially since here, due to the possibility of deposits and withdrawals, the rate may not be fixed, but constantly change depending on the balance. If the amount of the balance goes over a certain threshold (indicated in the table), then from the next day a different percentage will be charged.
Easy to manage deposit has the following interest rates:
The above-described mark-ups are applicable to the deposit by the type of deposit. Just accumulate.
Just catch the moment
This term deposit has only one term for placing funds - 31 days for rubles and 91 days for currency. Already in such a short period of time, the depositor will be able to receive income from their savings. The deposit is not allowed to replenish, and therefore you need to immediately deposit a convenient amount from 10,000 rubles, 100 dollars and 100 euros.
It is also impossible to withdraw money, but since the deposit is valid only for a month, it is easy to put up with this condition. Closing a deposit account earlier than the deadline agreed with the bank is carried out at the rate on demand. The client of AK Bars Bank will receive the interest at the time the deposit is returned.
The deposit can be extended an unlimited number of times in accordance with the current terms of the program. The “Just to Seize the Moment” deposit is profitable as it has a good interest rate with such a short period of validity.
Comparison of deposit programs
For individuals, the bank offers five options for term deposits. What these deposit programs are, it has already been described in detail, now it is worth presenting the deposits in comparison for a better overview.
Ak Bars Bank was founded in Tatarstan in 1993. In a short time, it officially became the main bank of the Republic, taking over the Cabinet of Ministers for servicing and keeping the gold reserve of Tatarstan. In 2002, Ak Bars was transformed into an OJSC, in 2015 - into a PJSC. Since 2004, deposits have been insured with the DIA. The main shareholders of the bank are 10 government and private organizations, as well as 5 individuals. In terms of the amount of assets, the institution ranks 21st in the country, which is an excellent indicator for a regional bank. The offered deposits of Ak Bars Bank for individuals in 2018 in rubles are quite attractive. The names of the deposits reflect the specificity of Tatarstan, referring to the hockey team of the same name with the bank.
Ak Bars bank individual deposits 2018 and interest on deposits
The selection of various deposits in Ak Bars is quite high. The investor can choose from various term deposits:
- standard products with various options for replenishment and withdrawal of funds, as well as an interest calculation scheme;
- for VIP clients;
- with the possibility of donating funds to charity;
- for retirees.
In addition, you can invest in rubles, dollars or euros, and there is also a special multi-currency deposit.
For the deposits offered in Ak Bars for 2018, interest rates depend on several parameters at once:
- the duration of the contract;
- the amount deposited into the account;
- the presence or absence of capitalization;
- currencies;
- availability of additional features.
The features of all deposits are shown in the table.
| Contribution name | Deposit term | Bid | Minimum amount | Procedure for calculating interest | Replenishment | Withdrawal | |||
|---|---|---|---|---|---|---|---|---|---|
| One team | 93 \ 186 \ 372 days | 9.50 -10.50% (p.), 1-2% ($), 0.70 - 1.75% (€) | 10,000 rubles, 250 $, 250 € | Monthly | Yes, from 3000 rub. (50 $, 50 €), within one or two months, depending on the term of the deposit | Only withdrawal of accrued interest | |||
| High score | 372 days | Depending on the interest period 7.75-10.75% (p.), 1.25 -3% ($), 0.50-1.75% (€) | 10,000 rubles, 300 $, 300 € | At the end of the term | Yes, from 5000 rub. (200 $, 200 €) during the first 93 days | No | |||
| Internet deposit | 30 \ 90 \ 180 | Depending on the term 6.80-9.40% (p.), 0.50-1.30% ($, €) | 10,000 rubles, 300 $, 300 € | At the end of the term | Yes, from 5000 rub. (100 $, 100 €), ends 30 days before the end of the term | Not | |||
| A person | 186 \372 \ 558 \ 744 | Depending on the term 8.25-9.40% (p.), 1.70-2.00% ($), 1.20-1.90 (€) | 1,000,000 rubles, 15,000 $ / € | At the end of the term | Yes, the minimum amount of contributions is 30,000, 1,000 $ / €, with a limitation depending on the term of the deposit | ||||
| Good traditions | 30\60\90\186\372 | Depending on the term and amount 6.40-9.40% (p.), 0.25-2.25% ($), 0.25-1.90 (€) | From 5,000 rubles, 200 $, 200 € | Monthly (with capitalization or payment to the card) | Not | Not | |||
| Do good | 372 | 0.094 | RUB 10,000 | At the end of the term | Yes, the minimum amount is RUB 500, ends 90 days before the expiration date | Only within the limits of accrued interest | |||
| Pension | 30\60\90\186\372 | Depending on the term and amount 6.30-9.30% (p.), 0.20-2.20% ($), 0.15-1.80% (€) | 5000 p., 100 $, 100 € | Monthly (with capitalization or on a card with the possibility of donation to the AK-BARS Creation fund) | Yes, the minimum amount is 1000 rubles, 50 $, 50 €, the time of replenishment is limited depending on the term | Only within the amount of accrued interest | |||
| Station wagon | 93 \ 186 \ 744 | Depending on the term and amount 7.00-8.50% (p.), 0.80-1.70% ($), 0.50-1.40% (€) | 50,000 rubles, 1,000 $, 1,000 € | Monthly (with capitalization or payment to the card) or at the end of the term | Yes, up to the minimum balance | ||||
| Growing together | 744 \1096 | 0.085 | 3,000 RUB | At the end of the term | Yes, from 1000 rubles, during the entire period | Withdrawal of accrued interest only | |||
| Multicurrency | 30\91\181\367 | Depending on the term and amount 6.20-7.20% (p.), 0.30-1.50% ($), 0.30-1.35% (€) | 10,000 rubles, 300 $ and 250 € | Annually (capitalization) At the end of the term | Yes, the minimum amount is 3000 rubles, 100 $, 100 €, the time of replenishment is limited depending on the term | Not |
Savings certificate
Among investment instruments, it is worth considering not only Ak Bars deposits of individuals in 2018 and interest on deposits, but others as well. One of them is a savings certificate. Valuable paper can be purchased both for yourself and as a gift - no special procedures are required for the transfer of the certificate, a simple delivery is sufficient.
Features of the certificate:
- the interest rate is slightly higher than on deposits;
- cannot be partially redeemed or replenished;
- interest is paid at the end of the term of the deposit together with the body of the deposit;
- early repayment with partial loss of interest is possible.
The dependence of the rate on the duration of the investment and the face value is shown in the table.
| Term | Minimum amount | Bid |
|---|---|---|
| 93 days | 100000 | 7.8 |
| 500000 | 8 | |
| 5000000 | 10 | |
| 50 000 000 | 10.1 | |
| 100 000 000 | 10.2 | |
| 186 days | 100000 | 9.9 |
| 500000 | 10.3 | |
| 5000000 | 10.4 | |
| 50 000 000 | 10.5 | |
| 100 000 000 | 10.7 | |
| 372 days | 100000 | 10 |
| 500000 | 10.4 | |
| 5000000 | 10.7 | |
| 20 000 000 | 10.1 | |
| 50 000 000 | 10.2 | |
| 100 000 000 | 11.3 |
How to open and replenish a deposit
There are two ways to open individual deposits in Ak Bars Bank in 2018 and start receiving interest on deposits: in person at the office of the institution or remotely through the Ak Bars Online system.
To open a branch, the client only needs a passport and (when opening a pension deposit) a pension certificate. Further it is necessary:
- contact the bank manager and ask him to draw up the necessary papers to start cooperation;
- sign a deposit agreement and related annexes;
- get a login and password for accessing the Internet bank, an Ak Bars debit card for more convenient management of funds;
- withdraw the amount to an account through a cashier's office or by means of a remote transfer (through a terminal or an ATM from a card).
To open a deposit remotely in the personal account of Ak Bars Online, you must be a client of the bank and receive data to enter the system... This can be done by contacting any branch and receiving a debit or credit card. In addition, the data can be obtained online if you already have an Ak Bars card.
To open a deposit remotely, you must:
- go to new page internet bank ;
- log in by entering the login and password received at the department, or click "Register" if you have a valid card and receive the necessary data on your mobile phone;
- select the "Accounts and Deposits" tab in your personal account;
- select the desired product in the table and click "Next";
- specify the parameters of the deposit, the account from which the payment will be made, the amount, and click "Open an account".
After the account appears in the system, you can take its details online to transfer money from cards of other banks. It is worth noting that when opening deposits in Ak Bars Online, an increased percentage is offered for all types of accounts.
AK Bars Bank is a fairly young organization. In a short time, it has won a leading position in its market segment. Despite the crisis and a decrease in the level of depositors' confidence, the bank was able to attract more than 99 billion rubles. by individuals.
AK Bars Bank: deposits of individuals. Conditions and requirements
Today (*) AK Bars Bank offers individuals the following options for saving and:- Term deposits - have a certain period of validity. This period is calculated in days, its value can vary from 30 to 1096 days, depending on the selected product. Among the bank's proposals are those in which interest is charged monthly, quarterly or at the end of the agreement. The amount of interest can be automatically added to the body of the deposit, increasing the client's income. When choosing a fixed-term deposit from AK Bars Bank, pay attention to the possibility of replenishing the deposit or early withdrawing money. Any term deposit can be issued in rubles, euros or dollars.
- Demand deposits allow you to use the money at any time. With this, you get a little income. Interest is calculated on the body of the deposit on a daily basis and depends on the size of the deposit amount.
- Savings certificates refer to securities with a specific expiration date. Unlike a deposit, anyone can cash it out. The interest rate depends on the value of the certificate and its validity period. It is possible to receive money under the certificate before its expiration date. In this case, the amount of accrued interest will be calculated in accordance with the minimum demand deposit rate. You can apply for a savings certificate only in rubles.
The main requirement for bank depositors is the presence of Russian citizenship, majority and legal capacity.
Interest on deposits in AK Bars Bank
on deposits directly depend on the conditions of the deposit, its duration and amount:
- You will receive the smallest income when making a demand deposit, the amount of which is about 1000 rubles. It will be 0.1% per annum. In foreign currency, a similar deposit will bring 0.05% per year. The maximum income of 1.5% per annum can be obtained by choosing the "Accumulative" deposit when the amount of the deposit exceeds 500 thousand rubles. For the currency, a maximum yield of 0.3% per annum is provided for with a deposit amount of more than $ 50 thousand.
- Income on term deposits is significantly higher. It depends on the term of the agreement, the amount of the deposit, additional options. For example, the “Multicurrency” deposit will allow you to change its currency during the term of the agreement. It provides an opportunity to increase the amount of the deposit, and will bring you 7.2% per annum. Wherein minimum size the contribution is 10 thousand rubles, 300 dollars or 250 euros.
- You will receive the maximum income by registering the "High Result" deposit. In this case, the minimum amount for registration is 10 thousand rubles, 300 dollars or euros. The term of the agreement is 372 days, it is possible to replenish the account from 5 thousand rubles. Yield up to 10.7% per annum.
- The key advantage of a savings certificate is that the bank does not have the right to change interest rates on it after issuance. The minimum certificate income is 7.8% per annum. To obtain it, you need to buy a document worth from 100 thousand rubles. for a period of 93 days. To get 11.3% per annum, you need to buy a certificate worth 100 million rubles or more. for a period of 372 days.
AK Bars Bank - deposits 2017
Foreign and domestic rating agencies have determined the development forecast of AK Bars Bank as stable. This allows us to make plans for the medium term. According to experts' forecasts, rates on deposits of AK Bars Bank in 2017 will remain at the current level. When deciding to apply for a deposit, do not forget that life is constantly making its own adjustments.
If you are planning to place a deposit in AK Bars Bank, take into account the recommendations of the professionals:
- Before concluding a contract, determine its purpose. If your task is to get - choose the "High Result" deposit, which will provide the maximum rate. If you want to make a gift, choose a savings certificate.
- Decide on the currency of the deposit - given the possibility of a fall in the ruble, it is worth looking at a more stable currency.
- Select the term of the deposit - long-term relationship with the bank allow you to get higher profits. However, early termination of the contract will not allow you to receive it.
